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Bill Garcia

AAG Sales Agent Bill Garcia

Bill Garcia

Ormond Beach, FL

Service Area: Northeast Florida & Southeast Georgia

My Biography

I have deep roots in Northeast Florida. My family was one of the first to settle in Putnam County. Even though I’ve had the great fortune to travel and live around the world, I love this area most. It’s home.

I also have deep roots in banking, since before I graduated from Georgia Tech in 1984. I began in mortgage lending, but later moved into wealth management, becoming a licensed financial advisor in 1995. After selling my practice in 2004, I quickly realized early retirement was not for me. When I was first introduced to the Home Equity Conversion Mortgage (HECM) loan, I knew I could help seniors enjoy a better retirement by incorporating home equity solutions and strategies into their planning. Working at American Advisors Group, as a Reverse Mortgage Professional, has allowed me to combine my experience and expertise in mortgage lending and retirement planning.

In my free time, I volunteer for the Consumer Credit Counseling Service and have served many years on the United Way Allocations Committee. I was founder and first president of The Palm & Cycad Society of Southwest Florida. I enjoy fishing, sailing, travel, music, classic cars, landscaping, home improvement and am currently building a lake cabin in Putnam County.

It would be my honor to provide you with any and all the information needed to make an educated decision on whether or not a HECM loan is right for you. I use my formal education and 30+ years of experience to guide you through this important financial decision. I explain both the widely known and very subtle elements of the HECM to assure that you make the very best choice for your financial goals. I’m also never too busy for your referrals.

Contact Me

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